Signed between the seller and the buyer of the property, the sales agreement contains a binding suspensive clause , relating to the obtaining of the real estate loan necessary for the purchase. A clause relieving the buyer of his commitment to the seller, in case of refusal of credit. In other words, the financial institution

In 2014, 96% of mortgages were granted at a fixed rate . A percentage significantly increased, since it was 80% in 2004. However, most borrowers, having opted for a variable rate since 2008, are winners. Boosted by fierce competition from banks eager to win new customers, each interest rate can be discounted depending on the

After taking out a mortgage, it is quite possible to make an early repayment. However, the borrower must not forget that, in most cases, he is liable for penalties . Indeed, loan agreements generally specify terms and conditions for prepayment indemnities (ARIs) . Everyone can know how much they raise before making their decision. What